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Online "Guaranteed Payday Loans" With No Guarantor Required!

"Are you looking for a loan online but don’t have any guarantor to support your application?"
"Do you want to take a hassle-free guaranteed loan from a direct lender in the UK?"
Very common these days that people want money instantly without any delay or any obstacles. Most of the times, they need guaranteed loans that should not include too much documentation and income proofs. No one can always assist you in tricky financial period, but direct lenders, like London Loan Lender, are always prepared to help the desired amount of money.
We have a positive reputation at the UK marketplace as the reliable online lending firm. With us, one can easily avail funds as soon as possible and without facing any sort of problem. All the lending terms, from loan interest rate to repayment term, enable borrowers to get rid of their financial mess in the less possible time.

Advantages of guaranteed payday loans that will bring a delight for you:

  • Applying for loans here means no need for a long confirmation on your loan application. Your recent financial status is enough for us to frame the guaranteed Loans approval
  • Minimum obligations add more convenience for the borrowers, as people with poor credit scores can also consider themselves as qualified borrowers
  • High interest rates may be from other lenders but our guaranteed loan rates are always competitive and suitable for every pocket
  • Repayments are surely under the capacity of the loan applicants and improving credit scores suddenly becomes a possibility
  • Our special deals for festival season attract a large of borrowers and they can get them on specific features

At LondonLoanLender, FLEXIBILITY in lending policies makes the way for FEASIBLE financial solution. This doctrine works well when we commit ourselves towards the deals like guaranteed loans with no guarantor. Here, our main concern will not be, ‘who is with you’, rather our main purpose will be to ask you, ‘how much you earn’?

As far as an eligibility criterion is concerned, borrowers must have these qualifications:

  • Age should be 18 years or above
  • A permanent residence in the UK
  • An active and valid bank account
Loans Process

Lending terms are most of the time strict for the people with bad credit scores. As a consequence, many people deprive from taking the loans and they have to continue with their financial struggle. On the other hand, we have changed the scenario and adopted much needed flexible lending policies. Our lending doors are always open for the people with low credit scores.

Getting no guarantor loans are easy to avail even if your credit rating is disappointing. We follow no credit check policy while approving the applications for the very bad credit loans on guaranteed approval. No credit check policy means we do not make hard inquiries that show up on your credit report and damage your score. Instead, we make soft inquiries that do not leave hard footprints in your report. As a responsible lender, we are supposed to determine whether you will be able to pay back the debt on time or not. The purpose of soft inquiries is the same as hard inquiries; the only difference is it does not pull your credit score. We will also take into account your financial situation. Note that you may get approved for lower amount than you quoted. It all depends on your reimbursement capacity.With guaranteed loans with flexible repayment terms, you have a nice chance to improve your credit scores by repaying the funds on the given schedule. It will also open up many opportunities to seek the financial assistance during such sort of difficult time down the road.

Guaranteed Payday Loans For Bad Credit History

We have an unmatched record of accepting loan requests from all types of credit history people. If you live in the UK and have a bad credit score, you do not have to worry at all. Our lending doors are open for you! We will happily offer you a guaranteed payday loan at the best lending rate. There are no hidden charges. We have a flat APR rate for all types of credit history people.

Our guaranteed payday loans include both standard payday loans and instalment payday loans. The former requires you to borrow a small amount of money to finance your small expenses. The term of these loans is usually two weeks and you will have to pay the whole of the debt in lump sum. If you need a big amount, you can apply for instalment payday loans. These funding sources allow you to pay back in equal monthly instalments. The term of these loans may vary from three months to 12-month loan depending on your credit needs and repayment capacity.

Instant Approval Online! No Credit Check Required!

We work on the ethic that our prospective borrowers should not face any loan approval problem. Our team of the best credit professionals quickly checks your online application and approves it without going through the credit check. We believe in offering the easiest guaranteed no credit check loan to our prospective borrowers.

  • Quick application : Decide how much you want to borrow and then fill in the application form. It takes hardly five minutes. Make sure that you fill out personal, banking and employment details correctly.
  • Instant decision : Our algorithms will take into account your financial circumstances to decide how much amount you could borrow. Normally, the decision is taken quickly.
  • Get money : You will get money directly in your account within 90 seconds after you give your consent.
Instant Approval

What Makes London Loan Lender Standout

Our lending company has been serving people of the UK for a long time. We are not credit brokers. We are one of the top direct lenders and you can trust us for our guaranteed loans with no guarantor service. Here is what makes us standout among other direct lenders:

  • 100% guaranteed on a bad credit loan

  • Instant decision

  • No Broker

  • No obligations

  • No third party dealings

  • Same-day funds transfer

  • Direct credit into your bank account

  • Personalized loan offers

  • Round the clock support

  • No fees

  • Competitive interest rates


What are guaranteed loans?

“Guaranteed loans are those borrowing where you are required to present a guarantor or security if your amount is big and you have low income.” The direct lender presents you varied options in terms of providing guaranteed amount for example, if your amount is small and you are having low credit score the lender can consider giving guaranteed approval. There is another factor which is necessary to make a note of that is depending on your income your further proceedings and features will get decided.

How do I get a loan with no guarantor?

This is very simple now. You just have to login at the website of the lender and start applying by filling online application form. Fill the form with your few personal details and then submit it. You don’t need any guarantor and the lender will not go through your credit history. It means getting the loan with bad credit and no guarantor can be done in a single day.

Who can guarantee a loan?

Anyone of your acquaintance can act as a guarantor to your loan, but they must have a good credit score. A guarantor helps you borrow money at affordable interest rates despite poor credit. This reduces the risk of lending and therefore a lender will not hesitate you to lend money at competitive interest deals. In case you default, the lender will ask the guarantor to pay off the due amount. If you apply for a guarantor loan, make sure that you pay off the debt on time. Otherwise, your guarantor’s credit score will also go down along with yours.

Are there any guaranteed loans for bad credit?

Yes, there are guaranteed loans available from the source of direct lenders. The borrowing term allows the bad credit score holders to get an access for the instant disbursal. To make their application process work in a healthy way, the lenders perform no credit score check feature for the same and accept the income status as the criterion to approve the loan applications. It can be assumed that to make the best use of it, if a borrower can repay the amount on time, then he or she can redeem the good credit score again. Therefore, the online assistance also provide you a simple application procedure so that it helps to save the time of the borrowers and can make the most from the given policy.

Can I get a payday loan with very bad credit?

Yes, you can get a payday loan with bad credit under the shelter of direct lender’s unsecured credit term. You just have to keep a good source of income because the small amount borrowings can take hike in the interest rates. The direct lender facilitates no credit check feature, which helps you to escape from the adverse effects of credit footprint on your financial records. This way you can get the desired amount, which can prevent your financial crisis with an instant disbursal.

Can I get a loan with bad credit and no guarantor?

Yes, you can avail funds despite bad credit without guarantor. Search for the lender who provides these benefits so that it becomes easy to get the instant decision online. Another factor that you can count is that the lenders also provide easy repayment mode so that you can select the date and time to return the amount as per the convenience.

Can I apply Guaranteed payday loans from mobile phone?

Yes, you can apply for guaranteed payday loans with the help of your smart phone. You just have to keep a good internet connection and by filling an online application form, you can receive the small amount in to your account. It is the service which is applicable to serve the urgent need which you can apply anytime by sitting at any corner of your place. Not only that, it stores easy repayment by selecting the date and time as per the convenience of the situation. Therefore, make sure that you keep your essentials ready because the process takes only 15 to 20 minutes of disbursal.

Are there any guaranteed payday loans?

Yes, they do exist. When the word ‘guaranteed’ pairs with payday loans, it denotes the assurance of approval. However, the condition to prove repayment capacity stays as the vital factor. When the borrower stands strong on this aspect, nothing is left and approval comes smoothly. That is why the term – ‘guaranteed payday loans’. These can be attained despite bad credit score on customised rates. The prime aim of customisation is to help the borrower pay the instalments on time. This improves credit score status and the person succeed to break the vicious circle of poor credit situation.